Journal of Academic Opinion

Investigation of Generation Z's Interest in Cryptocurrency According to Personality Types

Elif Kılıç — 2025-06-17

Studies exploring the relationship between Generation Z -a cohort born into the age of technology- and cryptocurrencies remain limited. Therefore, this research aims to investigate Generation Z's inclinations using Holland's six personality types test, examining their interest in cryptocurrencies based on their personality types and their potential future plans involving cryptocurrencies. Data for the study were collected through an online survey method. The questionnaire was distributed to students from the Faculty of Economics, Administrative and Social Sciences, and the Faculty of Engineering at Istanbul Topkapı University. Responses were received from 400 participants, of which 387 were deemed valid. The reliability analysis of the data was conducted using SPSS-19, followed by an examination of frequency distributions and measures of central tendency. The analysis revealed that the Cronbach’s Alpha value of the scale, calculated as 0.934, indicates a high level of reliability. Holland's personality test in the survey was used to identify the students' proximal and distal personality types. Furthermore, the SPSS Chi-Square Test of Independence was employed to determine whether significant relationships exist between the independent and dependent variables. According to research findings, Generation Z appears to differ from other generations regarding the future of cryptocurrency. This phenomenon can be attributed to the fact that Generation Z is a cohort born into technology. Furthermore, this divergence may vary based on access to technology, as well as the individual's country, living environment, and income level. Although individuals within Generation Z belong to the same cohort, they exhibit differences in their cryptocurrency purchasing behaviors based on income levels and personality traits.

Analysis of the Relationship Between Unemployment Rate and Health Expenditures: The Case of Turkiye

Abdullah Mesut Uçar — 2025-06-17

There is a close relationship between the health expenditures of individuals in Turkey from their own budgets and unemployment rates. In order to understand this, the relationship between the total health expenditures of individuals in Turkey from their own budgets and unemployment rates needs to be analyzed. For this reason, the relationship between unemployment rates and total individual health expenditures in Turkey between 2000-2021 was analyzed using time series in the study. Augmented Dickey-Fuller unit root test, ARIMA test and Granger Causality analysis tests were applied to the obtained data set. ARIMA(1,0,0) model was found appropriate for the individual health expenditure series, but, these values did not support a significant causal relationship. As a result, it was concluded that there was no direct causal relationship between individual health expenditures and unemployment rate. Our study suggests that a more comprehensive examination should be conducted by including the effects of socioeconomic variables such as changes in unemployment insurance claim rate, income, education, population dependency rate and university graduation rate, as well as macroeconomic variables such as unemployment rate, Gross domestic product per capita and inflation.

Financial Performance Analysis of BIST Securities Investment Trusts Sector Companies: Entropy and VIKOR Method Application

Yusuf Bahadır Kavas — 2025-06-17

Businesses serve various functions, including expansion, advancement, creating a lasting framework, generating profits, and engaging in social responsibility initiatives. To achieve these goals, functions of businesses such as management, finance, marketing, accounting, and public relations must work in synergy and coordination. It is also important to carry out various analyzes to establish a sustainable structure. Failure, performance, and management analysis for the finance function ensure that the activities of businesses are carried out without interruption. Financial performance analysis is a method that allows making decisions for the future by analyzing the information received from past sources of the business with different methods. The purpose of the study is to test the financial performances of 9 companies operating in the BIST Securities Investment Trusts sector. Within the scope of the study, Entropy and VIKOR, which are Multi-Criteria Decision Making methods frequently used in the literature, were used. In the study, analysis was carried out using 5 financial ratios obtained from the 2022 balance sheet data of the relevant businesses. As a result of the study, it was concluded that VKFYO enterprise exhibited the best financial performance and MTRYO enterprise exhibited the worst financial performance, and the financial performance ranking of all enterprises was reported.

An Evaluation On Passenger Car Owners’ Perception Of Special Consumption Tax

Oğuz Akpınar — 2025-06-18

Taxes collected on expenditures are seen as an attractive source of public finance and social policy tool for states in Türkiye and the World due to their characteristics such as being easy to collect being hidden in the price, having a low tax cost, being able to create a financial anesthesia effect and being able to be used to achieve certain social goals. Special Consumption Tax, which is among the taxes collected on expenditures (consumption), is a type of tax that is widely used for reasons such as internalization of negative externalities, control of consumption of products that negatively affect public health and ensuring tax justice. Special Consumption Tax can sometimes cause public debate in terms of the products included in its scope and the taxation rates on these products. In particular, high taxation rates in certain product groups have been heavily criticized in terms of both consumer behavior and economic dynamics. In this context, the perception of the rates and amounts of SCT collected on passenger vehicles by consumers and how this perception is reflected in consumption decisions have become an important research topic. This study aims to understand the taxpayer perception of SCT as an expenditure (consumption) tax, to evaluate scientific research conducted on this subject and to adrress the effects of SCT on consumption behavior from a multidimensional perspective. The study examines the economic consequences of SCT, its guiding effect on consumers’ preferences and behaviors, and also its level of social acceptance. The main objective of the study is to contribute to understanding the critical role of SCT not only as a source of fiscal revenue, but also as a tool that shapes economic activities and social dynamics.

The Relationship between Economic Growth and Unemployment in EU27 and Türkiye: Panel Cointegration Analysis

Nedim Mercan — 2025-06-18

The primary objective of this study is to examine the relationship between unemployment and economic growth, which are indicators of significant political and economic importance. This relationship, first analyzed by A. Okun, has gained considerable relevance in recent years. One of the key indicators that economies focus on is economic growth. For economic growth to reduce unemployment, it is necessary for the growth to be production-based. Growth that does not generate employment cannot reduce the unemployment rate. In such a case, no relationship can be established between these two variables. For Okun's law to hold, economic growth must have a negative effect on unemployment. This study empirically investigates the relationship between unemployment and economic growth. The study uses the panel cointegration method and focuses on the EU-27 countries and Turkey, covering the period from 2000 to 2019. The results of the cross-sectional dependence test indicate the presence of cross-sectional dependence among the series. Additionally, the results of the homogeneity test reveal that the model is heterogeneous. The panel cointegration test results suggest that no cointegration relationship exists, meaning there is no long-term relationship between the series.